The Axis Bank My Zone Credit Card is a popular credit card offered by Axis Bank, one of the leading private sector banks in India. This card is designed to provide benefits and rewards to individuals who frequently spend on dining, entertainment, and online transactions. There are many types of Axis Bank Credit Cards including rewards cards, cashback cards, travel cards, lifestyle cards, and co-branded cards. Each card comes with specific features and benefits.
Here are some key features and benefits of the Axis Bank My Zone Credit Card such as Cashback on dining and online spends: The card offers 40% off on dining transactions or Swiggy in India. Additionally, it provides 5% cashback on online shopping and utility bill payments. Some more offers are also available.
- Fuel surcharge waiver: You can enjoy a fuel surcharge waiver of 1% on fuel transactions between INR 400 and INR 4,000 at all fuel stations in India.
- My Zone Rewards: The card offers reward points on all retail purchases, which can be redeemed for a wide range of options, including movie tickets, mobile recharges, and more.
- EMI options: With the Axis Bank My Zone Credit Card, you can convert your 2500 or more high-value purchases into easy monthly installments with flexible tenure options.
- Contactless payments: The card is equipped with contactless payment technology, enabling you to make quick and secure transactions at participating merchants.
- Global acceptance: The Axis Bank My Zone Credit Card is widely accepted both in India and abroad, allowing you to use it for international transactions as well.
- Get 100% discount on the second movie ticket at paytm movies with my zone credit card.
- Get Sony Liv Premium annual subscription of 999/- on your first spend within 30 days of card issuance.
- Enjoy 1 Complimentary of Airport lounges within India
- Get up to 1000/- off on AJIO on minimum order of 2999/-
How to get axis bank my zone credit card
To apply for an Axis Bank My Zone credit card, you can visit the Axis Bank website or visit the nearest Axis Bank branch. The eligibility criteria, documentation requirements, and application process may vary based on the specific credit card you choose.
It’s always recommended to review the terms and conditions, fees, interest rates, and rewards associated with a specific credit card before applying. Additionally, you may contact Axis Bank directly for the most up-to-date and accurate information regarding their credit card offerings.
Axis Bank Credit Card Eligibility
To be eligible for an Axis Bank credit card, you need to meet certain criteria set by the bank. While the specific eligibility requirements may vary depending on the type of credit card you are applying for, here are some common factors considered by Axis Bank:
1. Age: The primary cardholder should generally be at least 18 years old. Some credit cards may have a higher minimum age requirement.
2. Citizenship: You should be a resident of India or a Non-Resident Indian (NRI) to be eligible for an Axis Bank credit card. Some credit cards may have specific eligibility criteria for NRIs.
3. Income: Axis Bank typically requires applicants to have a stable source of income. The minimum income requirement varies for different credit cards and may be different for salaried individuals and self-employed individuals. The income requirement is usually mentioned by the bank for each credit card.
4. Credit History: Axis Bank evaluates your credit history and credit score as part of the application process. A good credit score indicates responsible credit behavior and increases your chances of approval. However, Axis Bank also offers credit cards for individuals with limited credit history or lower credit scores, although the available credit limit and features may differ.
5. Employment Status: For salaried individuals, Axis Bank may require you to be employed with a specific minimum period of continuous service. Self-employed individuals may need to provide proof of their business or professional practice.
6. Documentation: You will need to provide certain documents as proof of identity, address, income, and employment. The specific documents required may vary, but typically include PAN card, Aadhaar card, passport, salary slips, bank statements, income tax returns, etc.
It’s important to note that meeting the eligibility criteria does not guarantee approval of the credit card application. The final decision is at the discretion of Axis Bank and is based on various factors, including your creditworthiness and internal policies.
To get accurate and up-to-date information about the eligibility criteria for specific Axis Bank credit cards, it is advisable to visit the Axis Bank website, contact their customer service, or visit the nearest Axis Bank branch.
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